Instant Personal Loan Approval Of 2 Lakhs - Fund Your Dream Vacation

January 27, 2018

Instant Personal Loan Approval Of 2 Lakhs - Fund Your Dream Vacation

Need instant personal loan to travel abroad? Why not…Holiday loans, Vacation loans are the commonly used terms that personal loan providers of India uses to pitch to their customers who are keen in taking international holidays.  Plenty of people are opting for instant personal loan of 2 Lakh which is not a huge sum to pay back when you can have that awesome dream vacation which can be going on a safari, taking a cruise, or paying for first class air fare  or similar luxury to spend with your friends and family.

Travel can be costly, especially if it is international. For a salaried person is literally difficult to arrange a huge sum to fund vacation.  Expenses of a vacation includes more than just a fare share of accommodation and airfare. It includes:

  • Ground transportation
  • Meals
  • Trips to the different places
  • Guide expenses
  • Shopping and so on

What Is Vacation / Holiday Loans?

A vacation loan or holiday loans is another type of personal loans, which can be instantly approved. Personal loan providers of India, as well as private lenders may advertise and pitch to their customers in an appealing way but they function to that of personal loans only.

instant personal loan

These instant approved personal loans are unsecured, meaning you do not need to put up collateral to get the loan. The one exception to this is if you have a very low credit score. Some lenders will allow you to apply for loan instant decision personal loan without the need of a cosigner or co-applicant.


How To Get Instant Personal Loan Approval To Fund Dream Vacation?

You can get instant loan approval of INR 2 Lakhs to fund your dream vacation by fulfilling minimum pre-requisite. When compared to lenders, banks offer personal loans at competitive prices. Also; the monthly installments are suitable to a common man’s budget.


Image result for what is vacation loan gif


You can also apply loan online for instant approval. All you have to do is fulfill their eligibility criteria and submit the loan application online. The loan approval is as quick as in 24 hours.

In some cases, you may also be asked to provide contact information for your employer and references. Lenders look at this information to bolster your application, especially if you have thin credit history.

Some of the key advantages of taking instant personal loan approvals are:

  • You don’t need to bring a guarantor
  • Conditional pre-closure and part payment can be done after 12 months
  • You can have a maximum loan term of 6 years
  • They are offered at suitable interest rates and you don’t need to show us any security cover to get a personal loan

You can readily get a loan amount for your vacation on the basis of some basic formalities

  • Loan applicant need to provide your source of income
  • The personal loan applicant need to tell about your travel plans, which will help us in documentation
  • The loan application can be submitted online
  • Repayment – you can decide how you want to repay; choose your own EMI, tenure and mode of payment – ECS, post-dated cheques, online or other modes
  • Interest rates – our interest rates are the best among all lenders; we offer rates and calculations that benefit you
  • Personal loan amount is as high as Rs 25,00,000/-
  • The banks will need some absolutely minimum documentation that is generally available with you.
  • You can get online approval instantly after meeting these basic formalities.

Am I Eligible To Get A Vacation Loan?

All banks and private financial institutions operate with an eligibility criterion that is based on the source of income, profession, and age of the person.


Image result for woman checking laptop gif

They consider the following factors for offering a vacation loan:

  • A salaried person, aged 21-58 years employed in a reputed organization in the private or public sector with a 2 year track record in the organization earning a minimum salary of Rs 20,000 per month.
  • Self-employed professional or businessman aged 25-65 years with a 3-year business record in the same city earning an income of Rs 2,00,000 per year


You Don’t Have To Sacrifice Your Dream Vacation Anymore

Instant personal loan are widely recognized as consumer loans which are used to finance your vacation, travel expenses, honeymoon financing, or travel related purchases.


instant personal loan

If you think you have less of time and your dream vacation can’t wait and you feel you need to borrow money for it, at least do your research. There are best online personal loans providers such as HDFC, Axis bank, ICICI bank, State Bank Of India, Punjab National Bank and private lenders such as LoanTap, TATA Capital etc. offering instant personal loan which could easily turn your dream vacation into reality.

Using instant personal loan for financing a long family vacation or a dream honeymoon can turn out to be a good option especially when you have no more have to scratch your credit card. However; you can avail personal loans to finance your dream trip; if you have good credit and can pay the loan back before or at the said maturity date.

Once you have decided that it’s right for you, we can help you find the best deal at the competitive rates.



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January 27, 2018

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